Legal Disclaimer

A reference to “we”, “us”, “FAMI”, is a reference to Future Asset Management International Limited ACN 158 385 187.

Important Information

By accessing this website and any content made available from or through it, including any subdomains thereof (“Website”) and/or using the information provided on or via this Website you agree to be bound by the terms of use which includes this Disclaimer. In the event of any conflict between the terms and conditions of specific products and services and this Disclaimer, the conditions specific to such products and services shall prevail.

Independent Advice

The information in this website is of a general nature only. It does not take into account your personal objectives, financial situation or needs. The information is not intended to constitute investment, legal or taxation advice as it is of a general nature only. Accordingly, before making any decisions, taking any action or refraining from taking any action, FAMI recommends that you seek independent professional advice prior to taking any action in reliance upon the information given your particular circumstances.

No Offer of Financial Products

Neither the information nor any opinion expressed in the website constitutes an offer by FAMI, its subsidiaries or associates to buy or sell any financial products nor the provision of any financial product advice or service. None of the services or financial products referred to on the website are available to persons resident in any state or territory where such distribution would be contradictory to local law or regulation.

The Product Disclosure Statements, Supplementary Product Disclosure Statements, and Continuous Disclosure Notices (PDSs) and Information Memorandums (IMs) available on this website are intended for the use of Australian residents only.

The PDSs and IMs are prepared under Australian law and do not:
• constitute an offer of financial products;

• constitute an invitation to subscribe for financial products, to enter into any legal agreement of any kind or to exercise any rights in relation to the offering of any financial products; or
• amount to a solicitation for any business, in any place other than Australia.

Accessing and/or using information relating to countries of which you are not a resident is done entirely at your own risk.

No Guarantees

Neither FAMI, its subsidiaries nor its associates guarantee the performance of any of the financial products contained on the website, the repayment of capital invested or any particular rate of capital or income return (unless otherwise stated in the relevant PDS or IM). Remember, past performance information is not necessarily a guide to future performance. Amounts are in Australian dollars unless specified otherwise.
Although FAMI has taken all reasonable care that the information contained on the website is accurate at the time of publication, no representation or warranty (including liability in respect of third parties), expressed or implied, is made as to its accuracy, reliability or completeness by FAMI, its subsidiaries or its associates. Opinions and any other contents on the website are subject to change without notice.

Revisions to the terms

Subject to the terms of use, we reserve the right to vary and make changes to the services, information, content and/or data contained in or provided on or via this Website, including the terms of this Disclaimer, at any time and without notice to you. It is recommended that you review the information provided on or via this Website, including the terms of this Disclaimer, periodically for changes.
If at any time any provision (or part of any provision) of this Disclaimer is, or becomes, illegal, invalid or unenforceable in any respect under the law of any jurisdiction, that shall not affect the legality, validity or enforceability in any jurisdiction of any other provision (or any other part of that provision) of this Disclaimer.

Indemnity

Other than any responsibilities implied by law, which cannot be excluded, you agree to indemnify and hold FAMI, its affiliates, officers, employees and agents harmless from any claim or demand, including reasonable legal fees, whatsoever, whether in contract, tort including negligence, statute or otherwise, arising from your breach or violation of the terms herein or of any third party rights, including but not limited to your use or misuse of this website and/or the services, information content and/or data contained or provided herein, the violation of any proprietary or intellectual property rights or the violation or enforcement of any of the terms of this Disclaimer.

Network Integrity

While FAMI has taken reasonable steps to ensure the integrity of its computer systems, networks, cloud environments are secure, safe and reliable we are unable to guarantee files and attachments are free from contamination or errors. Before opening any attachments or emails, or downloading files from this website or any electronic means, visitors to the website should ensure they have precautions in place to protect against any computerised viral infection.
FAMI does not represent or warrant that this website functions without error or interruption. In addition, due to the inherent unreliable and unsecured nature of the Internet and other telecommunication channels as a medium of data transmission, you acknowledge that such transmission may be delayed, interrupted and/or intercepted. Regardless of any security measures taken by FAMI, FAMI shall assume no responsibility whatsoever for any loss or expense resulting from such delays, interruptions and/or interceptions. As such, we recommend that you do not send any confidential information to us, for example, by e-mail. If you choose to send any messages to us via e-mail, you accept the potential risk that they may be intercepted, misused and modified by a third party.

Jurisdiction of Law

This website is administered by FAMI. FAMI makes no representation that materials on this website are appropriate or available for use for any locations outside of Australia and access to them from jurisdictions where their contents are illegal is prohibited. The information is provided for Australian residents or citizens who are currently located in Australia only.

The terms of use shall be governed by the laws of the State of Queensland.

The terms of use constitute the entire terms and conditions between FAMI and you with respect to your use of the website. Any cause of action you may have with respect to your use of the website must be commenced within the period provided by any applicable statute of limitations. If for any reason a court of competent jurisdiction finds any provision of the terms of use or portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to a affect the intent of the terms of use, and the remainder of the terms of use shall continue in full force and effect.

DATE: 18.10.2018 Version 1.0

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